It’s cool to be covered.

Do you have the right insurance for your commercial kitchen?

Establishing and running a successful commercial kitchen can be an expensive and capital intensive process.

Chances are you’ve made significant investments when it comes to your fit-outs, leases and staffing, as well as acquiring and maintaining your all-important kitchen equipment. Like most hospitality operators in Australia, it’s also likely commercial refrigeration sits high on your list of capital expenditure. After all, no operating refrigeration almost certainly means no operating kitchen.

Higher costs. Higher stakes.

Modern commercial refrigeration units can easily cost four and even five figures depending on their size and features. This means it’s absolutely essential to adequately protect them through the appropriate business insurance/s – along with other significant ‘assets’ such as your premises, your stock, your staff and, of course, your all-important patrons.

True’s warranty of course protects you against any issues arising as a result of material of mechanical defect with our products, but there is a lot more going on beyond our control in an actual working business environment.

**it happens.

Whilst it’s never nice to think about, bad things can happen in commercial kitchens throughout the year. What if yours was one of them? Do you know what the potential costs would be?

An unexpected accident such as a fire, a severe weather event or even a malicious act of vandalism could cause chaos for your kitchen and your business. It could spoil hundreds if not thousands of dollars of produce. It could lead to expensive replacement costs. It could even potentially force you to close your doors for an extended period of time, impacting everything from your cash flow and wages bill, to future clientele.

Your equipment is critical to your ongoing success. Protect it.

Nowadays there’s no shortage of options when it comes to insurance for hospitality and commercial kitchen operators. Modern policies can help you mitigate all manner of losses including business interruption, public liability, property damage, workers compensation claims and replacement/repair costs for your cooking equipment, refrigeration units, fit-outs and stock.

Given every business is different, the best way to ensure you’re adequately protected – and understand the key risks your business is exposed to – is to discuss your detailed situation with an expert, such as insurance broker, financial adviser or your accountant.

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Do you know how much your commercial refrigeration equipment would cost to repair or replace in the event on an accident?

Contact us today.